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Q :
What does Islam say about life insurance and property insurance?
A :

Life insurance is an important and highly contested contemporary issue. Some believe is should be permitted it as it can be considered a kind of social inter-dependence. Others believe it should be forbidden. Therefore, as this issue is contested the individual is free to follow either of the two opinions according to which is more appropriate and which makes the individual feel more comfortable..

Properties insurance for items such as cars, factories, etc. is permitted as it is considered a kind of cooperation and inter-dependence in the society, Allah Say: " وَتَعَاوَنُوا عَلَى الْبِرِّ وَالتَّقْوَى وَلا تَعَاوَنُوا عَلَى الإِثْمِ وَالْعُدْوَانِ" (translation: Help ye one another in righteousness and piety, but help ye not one another in sin and rancor)

Dr. Mahmoud Khiyamy

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